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Ford could use Raptor name on Ranger in Australia

Ford might be flying the Raptor name into the market Down Under, but rather than on a high-performance F-150, the aggressive moniker could be used for a mean Ranger. The Australia-based site Car Advice recently spotted the Blue Oval testing a modified Ranger over some off-road terrain. The pickup was equipped with a snorkel over the roof for wading into deep water, a brush bar to protect the front, a higher ride height, and fender flares. The regular version of the truck launches Down Under later this year, including the somewhat rugged Wildtrak trim level (pictured above). So where does the Raptor name fit into this? Ford filed a trademark in Australia on June 5 for the Ranger Raptor. There's no guarantee for that as the truck's moniker, though. As of May 28, the Blue Oval also owns the right to the Ranger FX4 title. Although, don't start saving yet. With the Ranger remaining unavailable outside of the US for the latest generation, there's no chance of a Ranger Raptor coming here. Hopefully, Aussie off-roaders get plenty of enjoyment out of the truck, if it sees production. Related Video:

Subprime financing on the rise in new car sales, leasing too

We all remember the financial crisis that began several years back. At its core was a splurge of subprime lending for housing loans. The housing bubble burst, triggering a collapse of the mortgage-backed securities market. Apparently, those types of loans still exist in the automotive industry, and the market share for these types of "nonprime, subprime, and deep subprime," loans has grown 13.6 percent compared to the third quarter a year ago.
According to an Automotive News report, high-risk lending expanded to 24.8 percent of total loans in Q3, up from 21.9 percent for this time last year. As this level increased, average credit scores of borrowers dropped to 755, down from 763 a year ago. In that time, the average financing amount increased $90 per vehicle, to $25,963.
At 818, Volvo maintains the highest per-owner credit score, while Mitsubishi has the lowest, at 694. The highest rate of borrowers was at Toyota, with 14 percent of the market, followed by Ford with 13.1 percent and Chevrolet at 11.1.

2015 Ford Mustang to make world debut on Dec. 5 [w/video]

Between a bevvy of spy shots, speculative renders and insidery images from the halls of Car and Driver, we've got a pretty decent idea of what the 2015 Ford Mustang might look like. Still, we're excited to see the real deal as soon as possible.
Turns out that Ford has told us just when that first official look might come, too, although it has chosen somewhat of a backdoor fashion for dropping the news.
The video below popped up on the Ford Mustang YouTube channel this morning, promoting a social media effort called #MustangInspires on. The video and hashtag ask fans of the pony car to share pictures of the car - or "photographic stories of inspiration" - on Instagram, Facebook, Twitter, etc. But the truly interesting part of the video description is that which mentions taking "the cover off the all-new Mustang" on December 5. Consider our calendars marked.