Ford: Other Factory Five Racing 427 Style Cobra, on 2040-cars

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Subprime financing on the rise in new car sales, leasing too

We all remember the financial crisis that began several years back. At its core was a splurge of subprime lending for housing loans. The housing bubble burst, triggering a collapse of the mortgage-backed securities market. Apparently, those types of loans still exist in the automotive industry, and the market share for these types of "nonprime, subprime, and deep subprime," loans has grown 13.6 percent compared to the third quarter a year ago.
According to an Automotive News report, high-risk lending expanded to 24.8 percent of total loans in Q3, up from 21.9 percent for this time last year. As this level increased, average credit scores of borrowers dropped to 755, down from 763 a year ago. In that time, the average financing amount increased $90 per vehicle, to $25,963.
At 818, Volvo maintains the highest per-owner credit score, while Mitsubishi has the lowest, at 694. The highest rate of borrowers was at Toyota, with 14 percent of the market, followed by Ford with 13.1 percent and Chevrolet at 11.1.

Ford Focus ST diesel estate in track showdown with Focus ST hatch

Diesel hot hatches are still a concept that's gaining ground. Obviously, there are none for sale in the US, but European buyers have the choice of at least the Volkswagen Golf GTD and Ford Focus ST Diesel. What better way to find out how the new, high-performance oil-burner really stacks up than for Ford to stage a race against the gasoline-fueled Focus ST? On paper, the ST Diesel is at a big performance detriment here. Its 2.0-liter turbocharged four-cylinder makes 182 horsepower and 295 pound-feet of torque compared to 247 hp and 266 lb-ft for the gas version in this race. However while not a factor for this race, the oil-burner does offer better fuel economy and produces less CO2, which makes a difference for European buyers. Ford skews the race results by giving the ST Diesel Estate a two-second head start for this one-lap battle around the Castle Combe Circuit. Also, this is a video from the Blue Oval, which is going to further minimize the appearance of weakness for its vehicles. Still, both STs really get to show off their strengths, and it's worth seeing how the sibling rivalry shakes out at the finish line.

Shelby Baja 700 takes Ford F-150 SVT Raptor to the next level

The Ford F-150 SVT Raptor can be called many things, but "underpowered" is not one of them. Still, that's never going to deter a company like Shelby from taking the off-road monster even further. Pictured here is the Baja 700, an even more extreme take on the Blue Oval's outgoing performance off-roader. The legendary Ford tuner has fitted it with a new supercharger, throttle body, injectors, heat exchanger and Borla exhaust, boosting output to over 700 horsepower. Of course Carroll's boys didn't stop there, thoroughly reworking the suspension with 3-inch King coilovers, bypass rear shocks, Rogue Racing upper and lower control arms and more, fitted to 18-inch matte black wheels with BFGoodrich K02 off-road rubber. Naturally, it's got the requisite graphics and badging to go with it all, along with a skid plate and a reworked interior by Katzkin and a three-gauge dashboard pod. Only 50 examples will be made, each priced at $45,000 – over and above the price of the base vehicle, which sells for about the same. So you're looking at a good $90k for this monster truck, before auxiliary lighting and other options are taken into account. Related Video: