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New auto loans could soon extend out to 84 months

Cars and trucks are more expensive than ever before. In order to boost sales and help consumers afford new vehicles, automakers are offering longer and longer terms for auto loans. This past week, Bloomberg reported that FCA's Ram Trucks division is currently offering the longest loans. Some stretch to 73 months. Jeep, Fiat and Chevy aren't far behind. More noteworthy is that we'll likely soon see lenders moving from 73-month to 84-month loans. That's seven years worth of interest. More than two-thirds of US auto sales come from light trucks like the Ford F-150, Chevy Silverado and Ram 1500. The average transaction price of a new vehicle is well over $30,000. It's not difficult to spec out a heavily-optioned truck up to $60,000. Vehicles depreciate from the moment they roll off a dealer lot, and these six or seven-year loans could hurt consumers and lenders both in the long run. The U.S. Senate voted last week to kill rules that would prevent discriminatory auto lending. These Obama-era guidelines were meant to curtail lenders who offered higher loans based on race, religion, sex or national origin. Related Video: News Source: Bloomberg Chevrolet Fiat RAM Car Buying car loan car values

2019 Fiat 500X First Drive Review | Anchor's away!

MALIBU, Calif. — We lived with the Fiat 500X for a year and were pleasantly surprised by everything it had to offer but — and this is a big but, a but worthy of Sir Mix-a-LotÂ’s affection — the entire powertrain.  ItÂ’s no small feat that the small crossover was able to charm us despite our distaste for the very thing that makes it move. For 2019Â’s mid-cycle facelift, Fiat has addressed that exact issue. Gone is the old, naturally aspirated 2.4-liter inline-four that Fiat called the Tigershark, but we called a boat anchor. It was noisy, unresponsive, and an insult to tiger sharks. We preferred the lower-spec 1.4-liter turbo to the higher-spec 2.4, and suggested that it should be offered on all trims. Now the sole engine on all trim levels is a turbocharged 1.3-liter with stop-start and Multiair III, FiatÂ’s third-generation cam-less variable intake valve system. Fiat also eliminated the front-wheel-drive option for 2019, making all 500Xs all-wheel drive. Though the motor is down three horsepower overall — 177 versus the TigersharkÂ’s 180 — it more than makes up for it in torque. The outgoing engine produced 175 lb-ft at a lofty 3,900 rpm, which wasnÂ’t really useful in real-world driving. The 2019 comes with 210 lb-ft at a mere 2,200 rpm, giving drivers significantly more grunt at the low end. Beyond that, Fiat says the engine is less thirsty than the 2.4-liter — the only engine available in 2018 all-wheel-drive models — returning 24 city and 30 highway mpg. ThatÂ’s 3 mpg better in the city and 1 on the highway, made possible with more efficient technologies like needle roller bearings around the exhaust cam, a variable displacement oil pump, and an integrated charge-air cooler and exhaust manifold. We'll note that the 2018 500X equipped with front-wheel drive, the 1.4-liter turbocharged engine and six-speed manual transmission is still the most efficient of them all, returning 25 city and 33 highway mpg. “The engine is about 80 pounds lighter than the 2.4,” chief engineer Adam Remesz told us, putting total curb weight for the AWD model with 17-inch alloys at 3,305 pounds. Improved efficiency also means reduced CO2 emissions, down from 264 grams per mile to 242. According to Remesz, thatÂ’s “about the amount expelled by an average adult male running a 10k race.” Sure. The new mill mostly addresses our biggest gripe with the 500X. The throttle feels peppier, and rolling acceleration is much improved.

Tom Hanks' custom 1974 Fiat 126p has sold for $83,500

Actor Tom Hanks has sold his custom 1974 Fiat 126p at auction for $83,500. It's a notable sum for a 23-horsepower Polish-built microcar, but it's not even the most interesting part of the story. That would be how the Saving Private Ryan star came to possess the car, which was never officially sold in the U.S. in the first place. This content is hosted by a third party. To view it, please update your privacy preferences. Manage Settings. The "Polski" Fiat 126p was built in Cold War Poland under license from Fiat while the country was still under communist rule. A successor to the original Fiat 500, the model was particularly long-lived. Fiat built about 1.4 million of them in Italy from 1972-1991. However, that number pales in comparison with the estimated 3.3 million additional cars from Bielsko-Biala, Poland, where the car was manufactured until 2000. Cars built in Poland were denoted 126p, and locals nicknamed them "Maluch," or "small one" in Polish. They were still prevalent in former Eastern Bloc nations like Hungary in 2016 when Hanks visited the country. As an apparent joke he posed next to a few street-parked examples that he came across, posting the subsequent photos to Twitter with the caption "So excited about my new car!!" According to The Drive, a Hanks fan named Monika Jaskolska, a resident of Bielsko-Biala, saw the tweets and made it her mission to get one for him. Jaskolska ended up raising enough money, along with corporate sponsors, to not only restore a 126p, but build a custom interior for Toma Hanksa, as he's known as in Polish. Because the Philadelphia actor was known for collecting typewriters, they customized the interior switchgear to resemble keys from a vintage one. Some of the money raised also went to a local pediatric hospital. This content is hosted by a third party. To view it, please update your privacy preferences. Manage Settings. The car was given an unveiling ceremony in Poland before it was delivered to Hanks in Los Angeles via cargo jet, just in time for his birthday. In addition to the custom interior, the car features some exclusive badging and a Forrest Gump quote on a plaque affixed to the dashboard, so there's no confusing it with a regular Polski Fiat. Now, however, it's time to move the car on to a new owner. Hanks is donating the full sale amount to Hidden Heroes, which supports military caregivers, the spouses and parents of injured or ill servicemen and servicewomen.