2014 Ram 2500 Longhorn on 2040-cars

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New auto loans could soon extend out to 84 months

Cars and trucks are more expensive than ever before. In order to boost sales and help consumers afford new vehicles, automakers are offering longer and longer terms for auto loans. This past week, Bloomberg reported that FCA's Ram Trucks division is currently offering the longest loans. Some stretch to 73 months. Jeep, Fiat and Chevy aren't far behind. More noteworthy is that we'll likely soon see lenders moving from 73-month to 84-month loans. That's seven years worth of interest. More than two-thirds of US auto sales come from light trucks like the Ford F-150, Chevy Silverado and Ram 1500. The average transaction price of a new vehicle is well over $30,000. It's not difficult to spec out a heavily-optioned truck up to $60,000. Vehicles depreciate from the moment they roll off a dealer lot, and these six or seven-year loans could hurt consumers and lenders both in the long run. The U.S. Senate voted last week to kill rules that would prevent discriminatory auto lending. These Obama-era guidelines were meant to curtail lenders who offered higher loans based on race, religion, sex or national origin. Related Video: News Source: Bloomberg Chevrolet Fiat RAM Car Buying car loan car values

2019 Ram 1500 pickup is keepin' it steel — well, mostly

The 2019 Ram 1500 pickup was ready for its close-up — an extreme close-up — from one of our spy photographers, who recently was able to walk around the entire truck, testing each body panel with a magnet. The result? He determined that the pickup will remain almost entirely steel, except for an aluminum hood and tailgate. This breaks from Ford's weight-saving move to aluminum on the F-150, and now in the coming Expedition, which has been the fodder of Chevy ads. Other details of the Ram 1500 facelift we already think we knew: The truck will get new front and rear facias. Coil springs with optional air suspension are likely to continue. It will get a larger cab. And a hybrid and turbocharged four-cylinder are possibilities. Predictably, a more powerful V8 and a Raptor fighter are rumored. Demon Ram, anyone? Meanwhile, here's a look at some Ram packages being offered for 2018. The 2019 Ram 1500 could debut as soon as January's Detroit Auto Show. Related Video: Featured Gallery 2019 Ram 1500 spy shots aluminum hood Related Gallery 2019 Ram 1500 Dealer Leak Spy Shots Image Credit: Brian Williams Spy Photos RAM Truck aluminum weight reduction

Color match your 2018 Ram to your tractor with new Harvest Edition

Though pickup trucks have become increasingly civilized and more common in cityscapes, they're still indispensable equipment as work vehicles, especially on farms. Recognizing this, Ram created a truck package aimed specifically at the agricultural sector called the Harvest Edition. The package features a variety of equipment as standard, like mud flaps, side steps, a rear bumper step, skid plates, rubber floor mats, a spray-in bedliner, 4G WiFi, navigation, and access to weather via Sirius radio. Rams with four-wheel drive also get tow hooks, and 1500 models receive a one-inch suspension lift. Ram 2500 and 3500 retain their normal ride heights. The Harvest Edition includes visual enhancements, most notably the addition of Case IH red and New Holland blue paint colors. But if you prefer John Deere, you won't find its signature green – instead you'll have to settle for white, black, or silver. The Harvest Edition features loads of shiny trim. The mesh grille is chrome, the mirrors and door handles are chrome, the bumpers are chrome. The wheels are chrome on 1500s, and simply polished on heavy duty models. The only visual changes that doesn't involve shiny metal are the body-color fender flares. The package is available on all four-door Ram trucks from 1500 to 3500. It's also available with two- or four-wheel drive and every engine option from V6 to Cummins diesel. The 1500 model starts at $41,305, and the 2500 starts at $47,630. The package becomes available in the third quarter, so farmers and even wannabe farmers should be able to pick one up very soon. Related Video: